Add encounter difficulty indicator (5.5e XP budget)

Live 3-bar difficulty indicator in the top bar showing encounter
difficulty (Trivial/Low/Moderate/High) based on the 2024 5.5e XP
budget system. Automatically derived from PC levels and bestiary
creature CRs.

- Add optional level field (1-20) to PlayerCharacter
- Add CR-to-XP and XP Budget per Character lookup tables in domain
- Add calculateEncounterDifficulty pure function
- Add DifficultyIndicator component with color-coded bars and tooltip
- Add useDifficulty hook composing encounter, PC, and bestiary contexts
- Indicator hidden when no PCs with levels or no bestiary-linked monsters
- Level field in PC create/edit forms, persisted in storage

Closes #18

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

CLAUDE.md

@@ -119,6 +119,7 @@ Speckit manages **what** to build (specs as living documents). RPI manages **how
 - `specs/005-player-characters/` — persistent player character templates (CRUD), search & add to encounters, color/icon visual distinction, `PlayerCharacterStore` port
 - `specs/006-undo-redo/` — undo/redo for encounter state mutations
 - `specs/007-json-import-export/` — JSON import/export for full encounter state (encounter, undo/redo, player characters)
+- `specs/008-encounter-difficulty/` — Live encounter difficulty indicator (5.5e XP budget system), optional PC level field
 
 ## Constitution (key principles)