Add encounter difficulty indicator (5.5e XP budget)

Live 3-bar difficulty indicator in the top bar showing encounter
difficulty (Trivial/Low/Moderate/High) based on the 2024 5.5e XP
budget system. Automatically derived from PC levels and bestiary
creature CRs.

- Add optional level field (1-20) to PlayerCharacter
- Add CR-to-XP and XP Budget per Character lookup tables in domain
- Add calculateEncounterDifficulty pure function
- Add DifficultyIndicator component with color-coded bars and tooltip
- Add useDifficulty hook composing encounter, PC, and bestiary contexts
- Indicator hidden when no PCs with levels or no bestiary-linked monsters
- Level field in PC create/edit forms, persisted in storage

Closes #18

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

apps/web/src/hooks/use-player-characters.ts

@@ -28,6 +28,7 @@ interface EditFields {
 	readonly maxHp?: number;
 	readonly color?: string | null;
 	readonly icon?: string | null;
+	readonly level?: number | null;
 }
 
 export function usePlayerCharacters() {
@@ -57,6 +58,7 @@ export function usePlayerCharacters() {
 			maxHp: number,
 			color: string | undefined,
 			icon: string | undefined,
+			level: number | undefined,
 		) => {
 			const id = generatePcId();
 			const result = createPlayerCharacterUseCase(
@@ -67,6 +69,7 @@ export function usePlayerCharacters() {
 				maxHp,
 				color,
 				icon,
+				level,
 			);
 			if (isDomainError(result)) {
 				return result;